Top 10 Cashback Apps in India to maximize your savings in 2025

This guide will tell you about the top 10 cashback apps in India that are currently leading the market. Whether you're a seasoned shopper or new to the world of cashback platforms, these apps are designed to help you save money on every purchase. From exclusive deals and discounts to easy cashback redemptions, these apps are the perfect way to maximize your savings. So, if you're looking to make the most of your online and offline shopping experiences, read on to discover the best cashback platforms in India today!

Cred is a platform that allows credit card users to manage multiple cards along with an analysis of their credit score. It rewards individuals for their timely credit card bill payments by providing them with exclusive offers and access to premium experiences. Among many of the features in the app are CRED's credit card spend tracking and management feature which provided the user with analysis of spend tracking and efficiency of usage of the card.

Key Features:

• Credit card management tools.

• Expense tracking features.

• Cashback and rewards.

Why use Cred:

• Repay borrowed money in instalments for added flexibility.

• It gives exclusive rewards, discounts and offers which are available only to its members.

Hutti is a smart cashback platform that connects you to top brands, exclusive deals and exciting coupons. It helps you discover trending products, earn cashback and enjoy discounts on every purchase. Its more than just a shopping platform; it's your go-to destination for exploring the latest trends and saving big while doing it. Hutti makes shopping easier, more rewarding and fun for everyone.

Key Features:

• Extensive partner network with popular brands.

• Exclusive deals and offers.

• User-friendly interface for easy cashback redemption.

Why use Hutti:

• Hutti helps you save on every purchase with exciting cashback offers and deals. .

• It empowers shopper by providing best cashbacks, personalized recommendations

DineOut is a popular platform for discovering and booking restaurants, exploring menus and availing exclusive cashback offers. It was founded by Ankit Mehrotra, Nikhil Bakshi, Sahil Jain and Vivek Kapoor in 2012 and was acquired by Times Internet Limited in 2014. The app allows real-time table reservations and helps users find great deals at eateries in their city. They also facilitate a cashless payment experience across eateries, rewarding their users with an opportunity of gaining cashback on every bill. Via these services, the users can save over 30 per more in contrast with the regular restaurant consumers.

Key Features:

• Instant table bookings and reservations.

• Dineout Pay for seamless payments.

• Exclusive discounts at restaurants.

Why use Dineout:

• Easy-to-use with frequently updated deals.

• Attractive cashback on bookings and dine-out services.

PhonePe is an Indian digital payments and financial services company headquartered in Bengaluru, Karnataka, India. It is India’s leading fintech company. Its flagship product, the PhonePe digital payments app, was launched in Aug 2016. Within a short period of time, the company has scaled rapidly to become India’s leading consumer payments app.PhonePe is a Digital Wallet & Online Payment App that allows you to make instant Money Transfers with UPI. It allows you to use your credit card & debit card or wallet to recharge your mobile phone, pay all your utility bills

Key Features:

• Cashback on recharges, bill payments and online shopping.

• Deals on food delivery, travel and entertainment.

• Additional discounts when paying via PhonePe.

Why use PhonePe:

• Cashback across various payment categories.

• Frequent promotions for new and existing users.

MobiKwik is an Indian financial technology company, founded in 2009 that provides a mobile phone-based payment system and digital wallet. It is a publicly listed fintech company and the home to India’s largest digital wallet and trusted by over 172 million users and more than 4.5 million merchants. It has become one of India’s most popular digital wallets, offering instant cashback and rewards on payments made via the app. You can earn cashback when shopping, paying bills, recharging and even buying groceries.

Key Features:

• Cashback and discounts at both online and offline stores.

• Recharge and bill payment rewards.

• Exclusive Mobi Kwik Super Cash on selected offers.

Why use MobiKwik

• Earn Super Cash, redeemable for future transactions.

• Cashback available across multiple categories like travel, groceries and entertainment.

Freecharge is an Indian financial services company based in Gurgaon, founded in August 2010 by Kunal Shah and Sandeep Tandon. It initially offered mobile recharge coupons and later expanded to various financial services. It was acquired by Snapdeal in 2015 and subsequently by Axis Bank in 2017. It has always been known for offering safe and seamless UPI payments, utility bill payments, mobile/DTH recharges, Pay Later solutions etc. It has been a reliable platform for cashback and discounts for years. The app offers cashback on various services, including mobile recharges, bill payments and online shopping.

Key Features:

• Cashback on mobile recharges, utility bill payments and online shopping.

• Special offers and discounts for new users.

• Easy integration with your bank account or wallet.

Why use Freecharge:

• Simple cashback system with fast redemption.

• Regular deals and offers across product categories.

GoPaisa is an Indian cashback and coupons website that allows users to earn cashback on online purchases. It was founded in 2012 by Aman Jain and Ankita Jain. The platform partners with various e-commerce websites to provide users with cashback, deals and discounts across multiple categories, including electronics, fashion and travel with major platforms like Amazon, Flipkart and more. It aims to help consumers save money while shopping online.

Key Features:

• Cashback across a variety of categories like electronics, fashion, beauty and travel.

• Exclusive deals on travel bookings and hotel stays.

• Instant cashback transfer to Paytm, bank accounts or wallets.

Why GoPaisa:

• Easy-to-navigate interface with frequently updated offers.

• Attractive cashback on travel-related services.

ShopBack is a Singapore-based cashback and rewards platform founded in 2014 by Henry Chan and Joel Leong. It allows users to earn cashback on purchases made through its partner merchants across categories like travel, fashion, electronics and food. The platform operates in multiple countries across Asia-Pacific, including Singapore, Malaysia, Indonesia, Thailand and Australia. ShopBack integrates with various e-commerce sites, offering discounts, vouchers and exclusive deals. Over the years, it has expanded its services to enhance user convenience in online and offline transactions. It has become another well-known cashback app that allows users to earn cashback on a variety of online purchases. It features partnerships with many top merchants, offering deals on shopping, food delivery, travel and more.

Key Features:

• Cashback from top e-commerce platforms.

• Regular updates with new offers and exclusive discounts.

• Cashback credited directly to your bank or PayPal account.

Why use Shopback:

• High cashback rates on categories like fashion, electronics and groceries.

• Available on both Android and iOS platforms.

Magicpin is a rewards and discovery platform that helps users save on shopping, dining and entertainment at local stores. By uploading bills from partner merchants, users earn cashback and exclusive discounts. The app covers categories like fashion, groceries, and restaurants, making it a go-to for offline savings. With real-time deals, Magicpin connects users to the best offers while helping businesses attract more customers. It rewards users for shopping at offline stores. The app helps users discover the best places to shop, dine and hang out nearby.

Key Features:

• Cashback on dining out.

• Super Coins for additional rewards.

• Exclusive discount codes for even more savings.

Why use Magicpin:

• Fast cashback payouts and user-friendly interface.

• Regular exclusive offers at top dining spots.

CashKaro is a leading cashback and coupon platform in India. It collaborates with over 1,500 e-commerce websites like Amazon, Flipkart, Myntra and more, allowing users to earn cashback on nearly every online purchase.

Key Features:

• Cashback on a wide range of categories including electronics, fashion, food delivery and travel bookings.

• Referral programs to boost cashback earnings.

• Instant cashback transfer to your bank account or Paytm wallet.

Why use CashKaro:

• Easy-to-use interface with seamless functionality.

• Frequent additional offers and discounts.

These top 10 cashback apps in India make saving money while shopping in India easier than ever. Whether you're a frequent shopper, a tech enthusiast or someone simply looking to save on everyday essentials, these apps cover all your needs.

Before making your next purchase, be sure to check these cashback apps to score the best deals, discounts and rewards. The top three—Cash Karo, Hutti and CRED—stand out for their reliability, large user base and consistent performance.